Harvey flood insurance expires soon

Group Flood Insurance Policy and Federal Disaster Relief deadline is set to expire on October 24th.
Hurricane Harvey Damage, photo by David J. Philip/Associated Press

Hurricane Harvey Damage, photo by David J. Philip/Associated Press

Port O’ Connor, TEXAS — In San Patricio County, the deadline to purchase insurance through GFIP, as part of your FEMA Disaster assistance will expire on October 24th.

During hurricanes and floods, one inch of water can cause $25,000 worth of damage to your home or building.

Right now, everyone is required to purchase flood insurance for their homes. If you don’t purchase flood insurance, then you may not be eligible for Federal Disaster Assistance.

Those who are using the GFIP policy for flood insurance coverage, then you must maintain insurance for the address of the flood damaged property, for as long as the building or home exists.

If the home owner sells the home, then they must communicate to the owner of the new requirement to purchase flood insurance.

On the other hand, renter’s who receive the GFIP policy insurance coverage needs to maintain the contents of their rental property, as long as they live in the location. Flood insurance will not roll over to anyone else who rents afterwards.

For more information, you can email the Texas Recovery Office at fema-r6-nfip@fema.dhs.gov or call 1-877-503-6053.

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