Money

When An Adjustable-Rate Mortgage Is The Best Choice

There can be some mystery surrounding an adjustable-rate mortgage, or ARM. This type of mortgage typically begins with an interest rate that is fixed for a period of time—usually three to 10 years—and then adjusts based on an index, a benchmark interest rate to which the ARM is tied, plus a fixed margin set by […]

How To Correct Or Change Your FAFSA

Each year, approximately 19 million people complete the Free Application for Federal Student Aid (FAFSA), the application you have to fill out to access most forms of financial aid, including grants and federal student loans. With so many people completing the FAFSA—many of them teenagers applying on their own—mistakes happen. Whether you made an error […]

Are Urban Apartments Good Buys Now?

If you’ve ever wanted to own a home in a place like New York City, now may be your chance. Thanks to powerful pandemic-driven trends—including city dwellers’ desire to live in less populous locales and the permanent move to working from home among many former office employees—2020 represents a rare opportunity to buy an urban […]

7 Tips For Cyber Monday Shopping

MoneyTips

Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday, which will be held on November 30th, 2020 — the Monday following the Thanksgiving holiday — is for you.

Cyber Monday was coined to characterize the large amount of online shopping that took place on the first workday after Thanksgiving, when people had access to their presumably faster work computers. It has grown since its origin in 2005 to generate an estimated $9.4 billion in sales in 2019, up 19.7% from 2018, according to Adobe Systems. While bosses across America fret, their employees take advantage of great Internet deals.

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Travelers In 2021 Want More Sand, Fewer People and Insurance

Americans with an eye for vacation travel in 2021 are looking for sun and solitude over skyscrapers and crowds. Nearly two-thirds of travelers (65%) say the ability to avoid packed places is a more important factor in their choice of destination than it was prior to the COVID-19 pandemic, according to a recent report from […]