Money Archives - Crossroads Today

3 in 10 Retirees Say They Weren't Prepared for This Rule, Which Is Making a Comeback in 2021

Unless you like giving the government money for no reason, you're going to want to read this.

Back on Track: Don't Be Among the 42% of Workers Worried They'll Never Retire

Retirement may not be out of reach after all.

4 Easy Ways to Lower Your Living Costs in Retirement

Want less financial stress as a senior? Here's how to get it.

These Tax Moves Could Save You Serious Money -- but You'll Need to Make Them Soon

Check these items off your list as soon as you can to avoid missing out.

Planning to Claim Social Security at 65? You May Need to Rethink That

How sure are you that 65 is the right age?

Investing in These 3 Stocks Now Could Make You a Millionaire Retiree

They've recently been growing at average annual rates of 34%, 37%, and 22%, and are poised to help you build financial security.

3 Frightening Retirement Numbers You Need to Know

Will they prompt you to increase your savings?

7 Surprising Social Security Rules You Should Know About

Whether you're claiming your benefits soon or way in the future, here's some important information to have.

When An Adjustable-Rate Mortgage Is The Best Choice

There can be some mystery surrounding an adjustable-rate mortgage, or ARM. This type of mortgage typically begins with an interest rate that is fixed for a period of time—usually three to 10 years—and then adjusts based on an index, a benchmark interest rate to which the ARM is tied, plus a fixed margin set by […]

How To Correct Or Change Your FAFSA

Each year, approximately 19 million people complete the Free Application for Federal Student Aid (FAFSA), the application you have to fill out to access most forms of financial aid, including grants and federal student loans. With so many people completing the FAFSA—many of them teenagers applying on their own—mistakes happen. Whether you made an error […]

Are Urban Apartments Good Buys Now?

If you’ve ever wanted to own a home in a place like New York City, now may be your chance. Thanks to powerful pandemic-driven trends—including city dwellers’ desire to live in less populous locales and the permanent move to working from home among many former office employees—2020 represents a rare opportunity to buy an urban […]

7 Tips For Cyber Monday Shopping

MoneyTips

Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday, which will be held on November 30th, 2020 — the Monday following the Thanksgiving holiday — is for you.

Cyber Monday was coined to characterize the large amount of online shopping that took place on the first workday after Thanksgiving, when people had access to their presumably faster work computers. It has grown since its origin in 2005 to generate an estimated $9.4 billion in sales in 2019, up 19.7% from 2018, according to Adobe Systems. While bosses across America fret, their employees take advantage of great Internet deals.

What are some of the best w...

Price-Matching Credit Cards

4 Steps You Need To Take NOW To Save On Holiday Gifts

5 Black Friday Shopping Tips

My Employer Eliminated My 401(k) Match. Now What?

Company matching funds -- or the lack of them -- can make a major difference in the size of the retirement nest egg you accumulate.

43% of Social Security Beneficiaries Worry They'll Outlive Their Savings. Here's How to Avoid That Fate

Running out of money in retirement is a scary -- but avoidable -- prospect.

Tesla Stock Has Soared 562% This Year -- But You Can Still Buy It With $1

Try this trick to own a piece of Tesla even with the tiniest of investing budgets.

4 Investing Myths That Can Cost You $122,000 or More

Maybe this is what's holding you back in your wealth plan.

3 Factors in Determining Your Ideal Retirement Age

Ideal retirement age is determined by your ability to meet lifestyle cash needs with guaranteed income and the cash produced by your investments.

5 Dividend Investing Tips That Could Earn You Thousands

Regular cash payments throughout your life can set you up for a financially secure retirement.

3 Potential Social Security Changes to Watch

Could they affect the size of your checks?

Travelers In 2021 Want More Sand, Fewer People and Insurance

Americans with an eye for vacation travel in 2021 are looking for sun and solitude over skyscrapers and crowds. Nearly two-thirds of travelers (65%) say the ability to avoid packed places is a more important factor in their choice of destination than it was prior to the COVID-19 pandemic, according to a recent report from […]

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