Pamela Perez and her husband have health insurance, but their children don’t.
“One’s been without insurance for a whole year now,” said Pamela.
This only makes her worry more.
“Anything can happen, he can get into a wreck, or something unplanned can happen and that’s a big huge expense,” said Pamela.
Pamela’s family has a unique situation. Because her husband is retired from the army, they are both covered by the military.
But the new law that allows children to stay on their parents’ plan until the age of 26 doesn’t apply to them.
Both of their children were kicked off at 21, and are now uninsured and have to find coverage - which is where the Affordable Care Act will come into play.
“We’re going to go online and shop for the best insurance we can find for them,” said Pamela.
And now, for the first time, the government has told us how much that will cost.
The plans will be presented in four levels: platinum, gold, silver, and bronze.
Bronze, being the lowest price, will cover the least, only 60 percent of medical expenses. Silver covers 70 percent, gold covers 80 percent, and platinum covers 90 percent.
In Texas, the average person will have a chance to choose from more than 50 qualified health plans.
As for prices, with the tax credits, a 27-year old in Texas, making $25,000 a year will pay $83 a month for bronze plan and $145 a month for the silver.
A family of with a household income of $50,000 will pay $57 a month for the bronze plan, and $282 for the silver.
But prices or not, Pamela said she's just ready for her kids to have health insurance without the pain of getting it.
“It's supposed to be a little easier and simpler,” said Pamela.